CareCredit
CareCredit is a healthcare financing option that may let qualified patients divide eligible treatment costs into payments. Approval, available plans, interest, and terms are determined by CareCredit.
Clear Options For Your Care
Dental Insurance And Financing
You deserve to understand the financial side of treatment before you begin. Our team helps you review benefits, payment choices, and ways to make care manageable.
Mountain View Smiles
Using Dental Insurance
Mountain View Smiles works with any dental insurance plan that allows you to choose your own provider. Our team can help you navigate your benefits and submit claims so the process feels less confusing.
Every plan is different. Deductibles, annual maximums, waiting periods, covered services, and network rules can all affect what your insurer pays. An estimate is helpful, but it is not a guarantee of payment from your insurance company. We will explain the information available to us and help you understand the expected portion that may remain.
Before a larger treatment plan begins, ask us to review the recommended care and financial estimate with you. We want you to know what is planned, why it matters, and what payment choices are available.
Mountain View Smiles
Flexible Financing Options
Sunbit
Sunbit provides another way for qualified patients to apply for flexible payments. Available terms depend on the application and treatment amount.
Applying for financing is optional, and approval is handled by the financing company. Our team can answer questions about the treatment estimate, but the lender provides final terms.
Mountain View Smiles
No Insurance? Consider The Loyalty Plan
The Mountain View Smiles Loyalty Plan is an annual in-house program for patients without dental insurance. It includes preventive visits and X-rays, plus set discounts on many additional services performed in our office.
The Loyalty Plan is not insurance and cannot be combined with dental insurance, another dental plan, or outside financing. For patients who expect to use the included preventive care, it can make yearly dental costs easier to understand.
View Loyalty Plan DetailsMountain View Smiles
Honest Conversations About Cost
The least expensive choice today is not always the best value over time. Delaying a small problem may allow it to become more painful and more complex. We will help you compare options based on health, comfort, expected longevity, and total cost—not pressure you toward a one-size-fits-all answer.
If your ideal treatment is difficult to fit into your budget, tell us. There may be ways to phase care, use available benefits, or choose a financing path while still protecting your health.
Helpful Answers
Frequently Asked Questions
Do You Accept My Insurance?
We work with insurance plans that allow you to choose your own provider. Call 480-718-9775 with your plan information so our team can help you understand how it may work at our office.
Can You Tell Me Exactly What Insurance Will Pay?
We can provide an estimate based on the benefit information available, but only your insurance company can make the final coverage decision and payment.
Do You Offer Payment Plans?
CareCredit and Sunbit financing are available for qualified patients. Terms and approval come from the financing provider.
Is The Loyalty Plan Dental Insurance?
No. It is an annual in-house dental care plan with included services and member discounts. It does not involve claim filing or insurance reimbursement.
Will I Know The Cost Before Treatment?
Our team will review recommended care and available financial information before treatment whenever possible. Emergency needs can change as your doctor evaluates the source of pain, but we will keep you informed.
Mountain View Smiles · Scottsdale
Let’s Find A Path Forward
Call our Scottsdale team to discuss insurance, financing, or the Loyalty Plan before your next visit.